360 ONE Liquid Fund - Regular Plan - Growth

Debt Debt Liquid

Fund House : 360 ONE Mutual Fund

NAV (as on 04 Feb 2025)

1,958.08 0.03%

Fund Size (Total Assets)

Expense Ratio (Regular)

0.25%

Expense Ratio (Direct)

0.20%

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abso Returns	Annualised Returns
One Week	2025-02-02	1,000.00	1,000.48	0.05 %	0.58 %
Two Week	2025-01-23	1,000.00	1,002.43	0.24 %	2.96 %
1 Month	2025-01-07	1,000.00	1,005.39	0.54 %	6.66 %
Three Months	2024-11-09	3,000.00	3,031.73	1.06 %	4.30 %
Six Months	2024-08-10	6,000.00	6,113.04	1.88 %	3.80 %
One Year	2024-02-07	12,000.00	12,438.80	3.66 %	3.66 %
Three Year	2022-02-07	35,000.00	38,841.42	10.98 %	3.63 %
Five Year	2020-02-08	58,000.00	67,449.62	16.29 %	3.17 %
Ten Year	2015-02-09	116,000.00	154,690.64	33.35 %	3.02 %
Since Inception	2013-11-12	131,000.00	182,079.08	38.99 %	3.06 %

Scheme Objective

Scheme Details

Fund manager(s) : Mr. Milan Mody (20 years), Mr. Manumaharaj Saravanaraj (1 year),
Expense ration regular : 0.25
Expense ration direct : 0.20
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 1000.000000
Type : debt

Exit load

{"Day 1":"0.0070%","Day 2":"0.0065%","Day 3":"0.0060%","Day 4":"0.0055%","Day 5":"0.0050%","Day 6":"0.0045%","Day 7 Onwards":"0.0000%"}

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
HDFC Bank Limited	Banking	Certificate of Deposit	6.91
Canara Bank	Banking	Certificate of Deposit	4.62
Punjab National Bank	Banking	Certificate of Deposit	4.62
IDFC First Bank Limited	Banking	Certificate of Deposit	4.60
Indian Bank	Banking	Certificate of Deposit	2.32
Axis Bank Limited	Banking	Certificate of Deposit	2.31
ICICI Bank Limited	Banking	Certificate of Deposit	2.31
IndusInd Bank Limited	Banking	Certificate of Deposit	2.31
Bank of Baroda	Banking	Certificate of Deposit	2.30
Reliance Retail Ventures Limited	Retail	Commercial Paper	6.96
L&T Finance Limited	Finance	Commercial Paper	6.96
National Housing Bank	Finance	Commercial Paper	6.92
Shriram Finance Limited	Finance	Commercial Paper	4.64
Indian Oil Corporation Limited	Energy	Commercial Paper	4.62
NTPC Limited	Energy	Commercial Paper	4.59
Godrej Industries Limited	Consumer Goods	Commercial Paper	2.33
Tata Capital Limited	Finance	Commercial Paper	2.32
Small Industries Dev Bank of India	Finance	Commercial Paper	2.32
Bajaj Finance Limited	Finance	Commercial Paper	2.30
Export Import Bank of India	Banking	Commercial Paper	2.30
182 Days Tbill	Sovereign	Treasury Bill	13.94
91 Days Tbill	Sovereign	Treasury Bill	2.31
Corporate Debt Market Development Fund	CDMDF	CDMDF	0.23
TREPS	Net Current Asset	TREPS	4.80
Net Receivables / (Payables)	-	-	0.17

Risk Ratios

Standard Deviation

Beta

Sharpe Ratio

Lock In Period

Residual Maturity

0.1317 years

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

FAQs

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360 ONE Liquid Fund - Regular Plan - Growth

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