Aditya Birla Sun Life Balanced Advantage Fund - Growth

Hybrid Hybrid Balanced Hybrid

Fund House : Aditya Birla Sun Life Mutual Fund

NAV (as on 04 Feb 2025)

99.61 0.07%

Fund Size (Total Assets)

Expense Ratio (Regular)

1.79%

Expense Ratio (Direct)

0.64%

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abso Returns	Annualised Returns
One Week	2025-02-02	1,000.00	1,008.71	0.87 %	10.97 %
Two Week	2025-01-22	1,000.00	1,006.06	0.61 %	7.52 %
1 Month	2025-01-07	1,000.00	995.40	-0.46 %	-5.38 %
Three Months	2024-11-10	3,000.00	2,986.10	-0.46 %	-1.84 %
Six Months	2024-08-11	6,000.00	5,913.69	-1.44 %	-2.86 %
One Year	2024-02-07	12,000.00	12,326.36	2.72 %	2.72 %
Three Year	2022-02-07	35,000.00	42,383.19	21.09 %	6.78 %
Five Year	2020-02-09	58,000.00	79,921.24	37.80 %	6.86 %
Ten Year	2015-02-09	116,000.00	207,041.95	78.48 %	6.18 %
Since Inception	2000-03-14	289,000.00	1,519,054.90	425.62 %	7.13 %

Scheme Objective

Scheme Details

Fund manager(s) : Mr. Mohit Sharma (7.2 years), Mr. Lovelish Solanki (4.7 years), Mr. Vishal Gajwani (2.2 years),
Expense ration regular : 1.79
Expense ration direct : 0.64
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 100.000000
Type : hybrid

Exit load

0.25% if redeemed within 7 days of allotment, else Nil

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
HDFC Bank Limited	Banks	Equity	6.07
ICICI Bank Limited	Banks	Equity	4.17
State Bank of India	Banks	Equity	1.64
Axis Bank Limited	Banks	Equity	1.41
Kotak Mahindra Bank Limited	Banks	Equity	0.65
IndusInd Bank Limited	Banks	Equity	0.62
AU Small Finance Bank Limited	Banks	Equity	0.41
Bank of Baroda	Banks	Equity	0.36
The Federal Bank Limited	Banks	Equity	0.25
Bank of India	Banks	Equity	0.16
Canara Bank	Banks	Equity	0.08
RBL Bank Limited	Banks	Equity	0.06
Infosys Limited	IT - Software	Equity	2.87
Tata Consultancy Services Limited	IT - Software	Equity	0.68
LTIMindtree Limited	IT - Software	Equity	0.68
Coforge Limited	IT - Software	Equity	0.41
HCL Technologies Limited	IT - Software	Equity	0.36
MphasiS Limited	IT - Software	Equity	0.34
KPIT Technologies Limited	IT - Software	Equity	0.28
Tech Mahindra Limited	IT - Software	Equity	0.04
Reliance Industries Limited	Petroleum Products	Equity	5.12
Bharat Petroleum Corporation Limited	Petroleum Products	Equity	0.17
Indian Oil Corporation Limited	Petroleum Products	Equity	0.05
Hindustan Petroleum Corporation Limited	Petroleum Products	Equity	0.03
Mahindra & Mahindra Limited	Automobiles	Equity	1.44
Maruti Suzuki India Limited	Automobiles	Equity	0.96
Tata Motors Limited	Automobiles	Equity	0.74
Hero MotoCorp Limited	Automobiles	Equity	0.63
Bharti Airtel Limited	Telecom - Services	Equity	1.43
Indus Towers Limited	Telecom - Services	Equity	0.65
Bharti Hexacom Limited	Telecom - Services	Equity	0.42
Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	Equity	1.32
Ajanta Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	Equity	0.77
Cipla Limited	Pharmaceuticals & Biotechnology	Equity	0.32
Sanofi India Limited	Pharmaceuticals & Biotechnology	Equity	0.30
Gland Pharma Limited	Pharmaceuticals & Biotechnology	Equity	0.16
Divi's Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	0.11
Aurobindo Pharma Limited	Pharmaceuticals & Biotechnology	Equity	0.10
NTPC Limited	Power	Equity	1.92
India Grid Trust	Power	Equity	0.96
NLC India Limited	Power	Equity	0.37
Bajaj Finance Limited	Finance	Equity	1.08
Bajaj Finserv Limited	Finance	Equity	0.57
Shriram Finance Ltd	Finance	Equity	0.50
LIC Housing Finance Limited	Finance	Equity	0.32
Jio Financial Services Limited	Finance	Equity	0.29
IDFC Limited	Finance	Equity	0.21
Manappuram Finance Limited	Finance	Equity	0.08
Whirlpool of India Limited	Consumer Durables	Equity	0.87
Voltas Limited	Consumer Durables	Equity	0.74
Crompton Greaves Consumer Electricals Limited	Consumer Durables	Equity	0.49
Havells India Limited	Consumer Durables	Equity	0.46
Titan Company Limited	Consumer Durables	Equity	0.04
Tube Investments of India Limited	Auto Components	Equity	0.63
Bharat Forge Limited	Auto Components	Equity	0.57
Samvardhana Motherson International Limited	Auto Components	Equity	0.51
Sona BLW Precision Forgings Limited	Auto Components	Equity	0.49
ZF Commercial Vehicle Control Systems India Limited	Auto Components	Equity	0.46
Adani Ports and Special Economic Zone Limited	Transport Infrastructure	Equity	1.86
GMR Infrastructure Limited	Transport Infrastructure	Equity	0.45
IRB InvIT Fund	Transport Infrastructure	Equity	0.24
ITC Limited	Diversified FMCG	Equity	1.92
Hindustan Unilever Limited	Diversified FMCG	Equity	0.59
Larsen & Toubro Limited	Construction	Equity	1.97
Zomato Limited	Retailing	Equity	0.74
Aditya Birla Fashion and Retail Limited	Retailing	Equity	0.45
FSN E-Commerce Ventures Limited	Retailing	Equity	0.39
Avenue Supermarts Limited	Retailing	Equity	0.32
Godrej Consumer Products Limited	Personal Products	Equity	0.61
Dabur India Limited	Personal Products	Equity	0.55
Emami Limited	Personal Products	Equity	0.38
Gillette India Limited	Personal Products	Equity	0.36
Ambuja Cements Limited	Cement & Cement Products	Equity	0.87
UltraTech Cement Limited	Cement & Cement Products	Equity	0.49
NTPC Limited	Power	Debt	1.92
India Grid Trust	Power	Debt	0.96
NLC India Limited	Power	Debt	0.37
Bajaj Finance Limited	Corporate Bond	Debt	1.03
Bajaj Finserv Limited	Finance	Debt	0.57
Shriram Finance Ltd	Finance	Debt	0.50
LIC Housing Finance Limited	Finance	Debt	0.32
Jio Financial Services Limited	Finance	Debt	0.29
IDFC Limited	Finance	Debt	0.21
Manappuram Finance Limited	Finance	Debt	0.08
ACC Limited	Cement	Equity	0.34
Siemens Limited	Electrical Equipment	Equity	0.75
Bharat Heavy Electricals Limited	Electrical Equipment	Equity	0.28
GE T&D India Limited	Electrical Equipment	Equity	0.26
SBI Life Insurance Company Limited	Insurance	Equity	0.80
ICICI Lombard General Insurance Company Limited	Insurance	Equity	0.36
Hindalco Industries Limited	Non-Ferrous Metals	Equity	1.05
National Aluminium Company Limited	Non-Ferrous Metals	Equity	0.05
Apollo Hospitals Enterprise Limited	Healthcare Services	Equity	0.42
Vijaya Diagnostic Centre Limited	Healthcare Services	Equity	0.40
Fortis Healthcare Limited	Healthcare Services	Equity	0.22
Coal India Limited	Consumable Fuels	Equity	1.01
DLF Limited	Realty	Equity	0.91
Oberoi Realty Limited	Realty	Equity	0.06
InterGlobe Aviation Limited	Transport Services	Equity	0.73
Container Corporation of India Limited	Transport Services	Equity	0.20

Risk Ratios

Standard Deviation

6.51

Beta

0.86

Sharpe Ratio

0.80

Lock In Period

Residual Maturity

N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

FAQs

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Aditya Birla Sun Life Balanced Advantage Fund - Growth

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