Aditya Birla Sun Life Flexi Cap Fund - Regular Plan - Growth

Equity Equity Flexi Cap

Fund House : Aditya Birla Sun Life Mutual Fund

NAV (as on 07 Apr 2025)

1,579.55 1.88%

Fund Size (Total Assets)

Expense Ratio (Regular)

1.66%

Expense Ratio (Direct)

0.85%

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abs. Returns	Annualised Returns
Two Week	2025-04-01	1,000.00	961.47	-3.85 %	-37.59 %
1 Month	2025-03-17	1,000.00	988.21	-1.18 %	-13.27 %
Three Months	2025-01-16	3,000.00	2,923.68	-2.54 %	-9.79 %
Six Months	2024-10-20	6,000.00	5,684.16	-5.26 %	-10.25 %
One Year	2024-04-17	12,000.00	11,433.73	-4.72 %	-4.72 %
Three Year	2022-04-17	35,000.00	42,161.77	20.46 %	6.59 %
Five Year	2020-04-19	58,000.00	83,444.87	43.87 %	7.82 %
Ten Year	2015-04-19	116,000.00	234,043.26	101.76 %	7.53 %
Since Inception	2000-01-02	293,000.00	4,029,009.93	1,275.09 %	11.33 %

Scheme Objective

Scheme Details

Fund manager(s) : Mr. Kaustubh Gupta (10.0 years), Mr. Harshil Suvarnkar (3.3 years), Mr. Dhaval Joshi (1.6 Years), Mr. Harish Krishnan (0.7 years), Mr. Dhaval Joshi (1.6 years),
Expense ration regular : 1.66
Expense ration direct : 0.85
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 100.000000
Type : equity

Exit load

For redemption /switchout of units on or before 90 days from the date of allotment: 1.00%; after 90 days: Nil

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
State Bank of India - Tier II - Basel III	Banking	Debt	13.19
LIC Housing Finance Limited	Finance	Corporate Bond	10.03
National Bank For Agriculture and Rural Development	Finance	Corporate Bond	8.16
HDB Financial Services Limited	Finance	Corporate Bond	4.41
Bajaj Housing Finance Limited	Finance	Corporate Bond	2.06
REC Limited	Power	Corporate Bond	3.02
ICICI Home Finance Company Limited	Finance	Corporate Bond	2.9
State Bank of India - Tier II - Basel III	Banking	Corporate Bond	2.38
Small Industries Development Bank of India	Finance	Corporate Bond	3.89
Power Finance Corporation Limited	Power	Corporate Bond	2.57
HDFC Bank Limited	Banking	Corporate Bond	0.79
ICICI Bank Limited	Banks	Equity	7.33
HDFC Bank Limited	Banks	Equity	4.69
Kotak Mahindra Bank Limited	Banks	Equity	2.47
Axis Bank Limited	Banks	Equity	2.31
State Bank of India	Banks	Equity	2.23
AU Small Finance Bank Limited	-	Equity	0.11
Bank of Baroda	Banks	Equity	0.93
IndusInd Bank Limited	Banks	Equity	0.67
Infosys Limited	IT - Software	Equity	4.65
HCL Technologies Limited	IT - Software	Equity	3.33
Tech Mahindra Limited	IT - Software	Equity	0.96
MphasiS Limited	IT - Software	Equity	0.80
Persistent Systems Ltd	IT - Software	Equity	0.51
Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	Equity	3.73
Glenmark Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	Equity	1.12
Strides Pharma Science Limited	Pharmaceuticals & Biotechnology	Equity	0.99
Cipla Limited	Pharmaceuticals & Biotechnology	Equity	0.68
Alkem Laboratories Limited	Pharmaceuticals & Biotechnology	Equity	0.57
Aarti Pharmalabs Ltd	Pharmaceuticals & Biotechnology	Equity	0.24
Solara Active Pharma Sciences Limited	Pharmaceuticals & Biotechnology	Equity	0.10
Cholamandalam Investment and Finance Company Limited	Finance	Equity	2.42
Bajaj Finance Limited	Finance	Equity	1.13
Shriram Finance Ltd	Finance	Equity	1.01
REC Limited	Finance	Equity	0.59
Jio Financial Services Limited	Finance	Equity	0.29
Aditya Birla Capital Limited	Finance	Equity	0.07
Maruti Suzuki India Limited	Automobiles	Equity	1.98
Mahindra & Mahindra Limited	Automobiles	Equity	1.97
Bajaj Auto Limited	Automobiles	Equity	0.98
Bharat Forge Limited	Auto Components	Equity	2.16
Exide Industries Limited	Auto Components	Equity	1.53
ZF Commercial Vehicle Control Systems India Limited	Auto Components	Equity	0.48
Tube Investments of India Limited	Auto Components	Equity	0.35
Whirlpool of India Limited	Consumer Durables	Equity	1.29
Titan Company Limited	Consumer Durables	Equity	1.01
Voltas Limited	Consumer Durables	Equity	0.81
V-Guard Industries Limited	Consumer Durables	Equity	0.63
Havells India Limited	Consumer Durables	Equity	0.57
Bharti Airtel Limited	Telecom - Services	Equity	0.42
Reliance Industries Limited	EQUITY FUTURE	Equity	0.3
Radico Khaitan Limited	Beverages	Equity	2.27
United Spirits Limited	Beverages	Equity	1.34
ICICI Lombard General Insurance Company Limited	Insurance	Equity	1.46
SBI Life Insurance Company Limited	Insurance	Equity	1.43
Max Financial Services Limited	Insurance	Equity	0.57
Larsen & Toubro Limited	Construction	Equity	2.78
Apollo Hospitals Enterprise Limited	Healthcare Services	Equity	1.71
Fortis Healthcare Limited	Healthcare Services	Equity	0.56
METROPOLIS HEALTHCARE LIMITED	-	Equity	0.07
SRF Limited	Chemicals & Petrochemicals	Equity	1.13
Atul Limited	Chemicals & Petrochemicals	Equity	1.04
Cummins India Limited	Industrial Products	Equity	0.79
WELSPUN CORP LIMITED	-	Equity	0.65
RR Kabel Ltd	-	Equity	0.4
Happy Forgings Ltd	-	Equity	0.19
AIA Engineering Limited	-	Equity	0.02
Ambuja Cements Limited	Cement & Cement Products	Equity	1.63
Tata Consumer Products Limited	Agricultural Food & other Products	Equity	1.45
Avenue Supermarts Limited	Retailing	Equity	1.44
Zomato Limited	-	Equity	0.47
Vedant Fashions Private Limited	-	Equity	0.24
CG Power and Industrial Solutions Limited	Electrical Equipment	Equity	1.43
Century Textiles & Industries Limited	Paper Forest & Jute Products	Equity	1.32
Hindalco Industries Limited	Non - Ferrous Metals	Equity	1.27
Bharat Electronics Limited	Aerospace & Defense	Equity	1.19
Tata Steel Limited	Ferrous Metals	Equity	1.18
Godrej Consumer Products Limited	Personal Products	Equity	1.05
RELIANCE MF CPSE ETF	Exchange Traded Fund	Equity	0.98
InterGlobe Aviation Limited	Transport Services	Equity	0.7
Zee Entertainment Enterprises Limited	Entertainment	Equity	0.53
Dish TV India Limited	-	Equity	0.21
NMDC Limited	Minerals & Mining	Equity	0.42
ITC Limited	Diversified FMCG	Equity	0.2
Sumitomo Chemical India Limited	Fertilizers & Agrochemicals	Equity	0.15
Cash & Current Assets	Cash	Cash	1.21
RELIANCE MF CPSE ETF	Exchange Traded Fund	ETF	0.98

Risk Ratios

Standard Deviation

13.03

Beta

0.96

Sharpe Ratio

0.75

Lock In Period

Residual Maturity

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

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Aditya Birla Sun Life Flexi Cap Fund - Regular Plan - Growth

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