Aditya Birla Sun Life PSU Equity Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic

Fund House : Aditya Birla Sun Life Mutual Fund

NAV (as on 03 Feb 2025)

30.08 2.10%

Fund Size (Total Assets)

Expense Ratio (Regular)

1.81%

Expense Ratio (Direct)

0.46%

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abso Returns	Annualised Returns
One Week	2025-02-02	1,000.00	1,021.05	2.10 %	28.39 %
Two Week	2025-01-22	1,000.00	988.82	-1.12 %	-12.62 %
1 Month	2025-01-07	1,000.00	964.72	-3.53 %	-35.01 %
Three Months	2024-11-10	3,000.00	2,823.37	-5.89 %	-21.55 %
Six Months	2024-08-11	6,000.00	5,358.57	-10.69 %	-20.24 %
One Year	2024-02-07	12,000.00	10,733.58	-10.55 %	-10.55 %
Three Year	2022-02-07	35,000.00	51,490.78	47.12 %	14.15 %
Five Year	2020-02-09	58,000.00	120,282.75	107.38 %	16.29 %
Ten Year	2019-12-29	60,000.00	124,690.40	107.82 %	15.75 %
Since Inception	2019-12-29	60,000.00	124,690.40	107.82 %	15.75 %

Scheme Objective

Scheme Details

Fund manager(s) : Mr. Dhaval Gala (1.8 years), Mr. Dhaval Joshi (1.6 years),
Expense ration regular : 1.81
Expense ration direct : 0.46
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 100.000000
Type : equity

Exit load

For redemption/switchout of units on or before 30 days from the date of allotment: 1.00%. After 30 days: Nil.

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
State Bank of India	Banks	Equity	11.19
Bank of Baroda	Banks	Equity	4.84
Bank of India	Banks	Equity	3.91
Punjab National Bank	Banks	Equity	1.21
The Jammu & Kashmir Bank Limited	Banks	Equity	0.81
Canara Bank	Banks	Equity	0.70
NTPC Limited	Power	Equity	9.56
Power Grid Corporation of India Limited	Power	Equity	7.08
NLC India Limited	Power	Equity	1.53
GAIL (India) Limited	Gas	Equity	5.09
Indraprastha Gas Limited	Gas	Equity	1.35
Mahanagar Gas Limited	Gas	Equity	1.30
Gujarat Gas Limited	Gas	Equity	1.26
Bharat Electronics Limited	Aerospace & Defense	Equity	4.27
Hindustan Aeronautics Limited	Aerospace & Defense	Equity	2.40
Bharat Dynamics Limited	Aerospace & Defense	Equity	0.23
Oil & Natural Gas Corporation Limited	Oil	Equity	5.81
Coal India Limited	Consumable Fuels	Equity	4.43
LIC Housing Finance Limited	Finance	Equity	2.56
Power Finance Corporation Limited	Finance	Equity	1.66
BEML Land Assets Ltd	Finance	Equity	0.05
REC Limited	Finance	Equity	0.02
NMDC Limited	Minerals & Mining	Equity	3.38
Moil Limtied	Minerals & Mining	Equity	0.57
Bharat Heavy Electricals Limited	Electrical Equipment	Equity	3.84
Indian Oil Corporation Limited	Petroleum Products	Equity	1.67
Bharat Petroleum Corporation Limited	Petroleum Products	Equity	1.51
Hindustan Petroleum Corporation Limited	Petroleum Products	Equity	0.49
Life Insurance Corp of India	Insurance	Equity	2.10
RITES Limited	Construction	Equity	0.96
Engineers India Limited	Construction	Equity	0.95
Container Corporation of India Limited	Transport Services	Equity	1.61
Gujarat State Fertilizers & Chemicals Limited	Fertilizers & Agrochemicals	Equity	1.09
Indian Railway Catering & Tourism Corporation Limited	Leisure Services	Equity	1.04
BEML Limited	Agricultural Commercial & Construction Vehicles	Equity	0.98
Steel Authority of India Limited	Ferrous Metals	Equity	0.71
Mazagon Dock Shipbuilders Limited	Industrial Manufacturing	Equity	0.50
National Aluminium Company Limited	Non-Ferrous Metals	Equity	0.14
Tamil Nadu Newsprint & Papers Limited	Paper Forest & Jute Products	Equity	0.06
Cash & Current Assets	Cash	Cash	7.13

Risk Ratios

Standard Deviation

19.37

Beta

0.95

Sharpe Ratio

1.70

Lock In Period

Residual Maturity

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

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Aditya Birla Sun Life PSU Equity Fund - Regular Plan - Growth

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