Bandhan Hybrid Equity Fund - Regular Plan - Growth

Hybrid Hybrid Aggressive Hybrid

Fund House : Bandhan Mutual Fund

NAV (as on 31 Mar 2025)

23.70 -1.22%

Fund Size (Total Assets)

Expense Ratio (Regular)

2.37%

Expense Ratio (Direct)

1.07%

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abs. Returns	Annualised Returns
One Week	2025-03-30	1,000.00	987.79	-1.22 %	-13.71 %
Two Week	2025-03-20	1,000.00	993.04	-0.70 %	-8.04 %
1 Month	2025-03-05	1,000.00	1,032.82	3.28 %	47.33 %
Three Months	2025-01-05	3,000.00	2,973.57	-0.88 %	-3.48 %
Six Months	2024-10-06	6,000.00	5,854.47	-2.43 %	-4.79 %
One Year	2024-04-04	12,000.00	12,119.22	0.99 %	0.99 %
Three Year	2022-04-05	35,000.00	42,614.47	21.76 %	6.98 %
Five Year	2020-04-06	58,000.00	83,274.60	43.58 %	7.77 %
Ten Year	2016-12-29	96,000.00	163,721.53	70.54 %	6.90 %
Since Inception	2016-12-29	96,000.00	163,721.53	70.54 %	6.90 %

Scheme Objective

Scheme Details

Fund manager(s) : Prateek Poddar (), Harshal Joshi (), Ritika Behera (), Gaurav Satra (), Brijesh Shah (),
Expense ration regular : 2.37
Expense ration direct : 1.07
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 100.000000
Type : hybrid

Exit load

1% if redeemed/switched out within 1 year from the date of allotment

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
HDFC Bank	Banks	Equity	3.91
Reliance Industries	Petroleum Products	Equity	3.87
Axis Bank	Banks	Equity	3.21
Zomato	Retailing	Equity	3.05
Infosys	IT - Software	Equity	2.90
NTPC	Power	Equity	2.75
Bharti Airtel	Telecom - Services	Equity	1.39
Mahindra & Mahindra	Automobiles	Equity	2.38
Persistent Systems	IT - Software	Equity	2.29
Bajaj Finserv	Finance	Equity	2.18
Varun Beverages	Beverages	Equity	2.11
REC	Finance	Equity	1.90
Alkem Laboratories	Pharmaceuticals & Biotechnology	Equity	1.67
IndusInd Bank	Banks	Equity	1.61
Power Finance Corporation	Finance	Equity	1.57
InterGlobe Aviation	Transport Services	Equity	1.56
AstraZeneca Pharma India	Pharmaceuticals & Biotechnology	Equity	1.56
Jindal Steel & Power	Ferrous Metals	Equity	1.43
Kaynes Technology India	Industrial Manufacturing	Equity	1.39
Aster DM Healthcare	Healthcare Services	Equity	1.30
Siemens	Electrical Equipment	Equity	1.26
CG Power and Industrial Solutions	Electrical Equipment	Equity	1.26
Greenply Industries	Consumer Durables	Equity	1.20
Tata Motors	Automobiles	Equity	1.18
Bharat Electronics	Aerospace & Defense	Equity	1.12
Larsen & Toubro	Construction	Equity	1.12
SignatureGlobal (India)	Realty	Equity	1.10
Cholamandalam Invt and Fin Co	Finance	Equity	1.09
UNO Minda	Auto Components	Equity	1.05
Others Equity Total	-	Equity	22.00
Equity Total	-	Equity	79.12
HDFC Bank	Corporate Bond	Bond	0.68
NABARD	Corporate Bond	Bond	3.41
Bajaj Finance	Corporate Bond	Bond	2.05
Power Finance Corporation	Corporate Bond	Bond	0.14
REC	Corporate Bond	Bond	0.68
Government Bond	-	Bond	6.19
7.18% - 2037 G-Sec	Government Bond	Bond	4.86
8.24% - 2027 G-Sec	Government Bond	Bond	0.71
6.79% - 2027 G-Sec	Government Bond	Bond	0.34
7.17% - 2028 G-Sec	Government Bond	Bond	0.28
Net Cash and Cash Equivalent	-	Cash	3.60

Risk Ratios

Standard Deviation

10.11

Beta

1.05

Sharpe Ratio

0.67

Lock In Period

Residual Maturity

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

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Bandhan Hybrid Equity Fund - Regular Plan - Growth

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