Bank of India Manufacturing and Infrastructure Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic

Fund House : BANK OF INDIA MUTUAL FUND

NAV (as on 03 Feb 2025)

52.39 2.22%

Fund Size (Total Assets)

Expense Ratio (Regular)

Expense Ratio (Direct)

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abso Returns	Annualised Returns
One Week	2025-02-02	1,000.00	1,022.24	2.22 %	30.21 %
Two Week	2025-01-22	1,000.00	993.93	-0.61 %	-7.05 %
1 Month	2025-01-07	1,000.00	956.55	-4.35 %	-41.32 %
Three Months	2024-11-10	3,000.00	2,866.68	-4.44 %	-16.63 %
Six Months	2024-08-11	6,000.00	5,525.42	-7.91 %	-15.19 %
One Year	2024-02-07	12,000.00	11,734.72	-2.21 %	-2.21 %
Three Year	2022-02-07	35,000.00	50,226.77	43.51 %	13.18 %
Five Year	2020-02-09	58,000.00	113,658.55	95.96 %	14.93 %
Ten Year	2015-02-09	116,000.00	330,787.97	185.16 %	11.45 %
Since Inception	2010-03-04	174,000.00	674,590.52	287.70 %	9.80 %

Scheme Objective

Scheme Details

Fund manager(s) : Mr. Nitin Gosar (More than 16 years),
Expense ration regular : -
Expense ration direct : -
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 1000.000000
Type : equity

Exit load

NIL for 10% redemption within 1 year, 1% for excess redemption within 1 year and NIL thereafter.

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
Larsen & Toubro Limited	Construction	Equity	4.54
ITD Cementation India Limited	Construction	Equity	2.36
Sterling And Wilson Renewable Energy Limited	Construction	Equity	2.32
KNR Constructions Limited	Construction	Equity	1.49
PSP Projects Limited	Construction	Equity	1.15
Kalpataru Projects International Limited	Construction	Equity	1.11
IRCON International Limited	Construction	Equity	0.83
NTPC Limited	Power	Equity	5.87
Torrent Power Limited	Power	Equity	0.94
Tata Power Company Limited	Power	Equity	0.68
Deepak Nitrite Limited	Chemicals & Petrochemicals	Equity	2.53
PCBL Limited	Chemicals & Petrochemicals	Equity	2.01
Vinati Organics Limited	Chemicals & Petrochemicals	Equity	0.64
Linde India Limited	Chemicals & Petrochemicals	Equity	0.60
Endurance Technologies Limited	Auto Components	Equity	1.48
UNO Minda Limited	Auto Components	Equity	1.26
Lumax Industries Limited	Auto Components	Equity	1.18
Gabriel India Limited	Auto Components	Equity	0.96
Jamna Auto Industries Limited	Auto Components	Equity	0.44
Tube Investments of India Limited	Auto Components	Equity	0.40
Tega Industries Limited	Industrial Manufacturing	Equity	1.42
Titagarh Rail Systems Limited	Industrial Manufacturing	Equity	1.41
Jupiter Wagons Limited	Industrial Manufacturing	Equity	1.25
Shanthi Gears Limited	Industrial Manufacturing	Equity	0.92
Kaynes Technology India Limited	Industrial Manufacturing	Equity	0.32
Reliance Industries Limited	Petroleum Products	Equity	5.08
Eris Lifesciences Limited	Pharmaceuticals & Biotechnology	Equity	1.55
Ami Organics Limited	Pharmaceuticals & Biotechnology	Equity	1.02
Ajanta Pharma Limited	Pharmaceuticals & Biotechnology	Equity	1.00
Mankind Pharma Limited	Pharmaceuticals & Biotechnology	Equity	0.80
JB Chemicals & Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	Equity	0.66
Indus Towers Limited	Telecom - Services	Equity	3.88
Bharti Airtel Limited	Telecom - Services	Equity	0.89
Ratnamani Metals & Tubes Limited	Industrial Products	Equity	1.26
HEG Limited	Industrial Products	Equity	1.05
Inox India Limited	Industrial Products	Equity	1.01
Bansal Wire Industries Limited	Industrial Products	Equity	0.66
AIA Engineering Limited	Industrial Products	Equity	0.44

Risk Ratios

Standard Deviation

14.00

Beta

0.69

Sharpe Ratio

1.71

Lock In Period

Residual Maturity

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

FAQs

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How Can I Compare Different Mutual Funds?

Bank of India Manufacturing and Infrastructure Fund - Regular Plan - Growth

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