ICICI Prudential India Opportunities Fund - Growth

Others Solution Oriented Fund Of Funds

Fund House : ICICI Prudential Mutual Fund

NAV (as on 07 Apr 2025)

32.00 1.59%

Fund Size (Total Assets)

Expense Ratio (Regular)

1.62%

Expense Ratio (Direct)

0.57%

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abs. Returns	Annualised Returns
Two Week	2025-04-01	1,000.00	967.94	-3.21 %	-32.37 %
1 Month	2025-03-17	1,000.00	996.88	-0.31 %	-3.67 %
Three Months	2025-01-16	3,000.00	2,938.30	-2.06 %	-7.98 %
Six Months	2024-10-20	6,000.00	5,787.12	-3.55 %	-6.97 %
One Year	2024-04-17	12,000.00	11,692.80	-2.56 %	-2.56 %
Three Year	2022-04-17	35,000.00	46,445.06	32.70 %	10.19 %
Five Year	2020-04-19	58,000.00	106,929.65	84.36 %	13.49 %
Ten Year	2019-01-14	73,000.00	154,016.82	110.98 %	13.06 %
Since Inception	2019-01-14	73,000.00	154,016.82	110.98 %	13.06 %

Scheme Objective

Scheme Details

Fund manager(s) : Mr. Sankaran Naren (34 years), Mr. Roshan Chutkey (16 years),
Expense ration regular : 1.62
Expense ration direct : 0.57
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 100.000000
Type : others

Exit load

1% if redeemed within 12 months; Nil otherwise

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
HDFC Bank Ltd.	Banks	Equity	9.05
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals & Biotechnology	Equity	5.94
ICICI Bank Ltd.	Banks	Equity	5.56
Kotak Mahindra Bank Ltd.	Banks	Equity	2.97
Infosys Ltd.	IT - Software	Equity	2.84
Maruti Suzuki India Ltd.	Automobile And Auto Components	Equity	2.29
TVS Motor Company Ltd.	Automobile And Auto Components	Equity	1.50
IndusInd Bank Ltd.	Banks	Equity	2.32
Axis Bank Ltd.	Banks	Equity	1.88
The Ramco Cements Ltd.	Cement & Cement Products	Equity	1.21
Kalpataru Projects International Ltd.	Construction	Equity	1.30
ITC Ltd.	Diversified FMCG	Equity	2.35
Hindustan Unilever Ltd.	Diversified FMCG	Equity	2.12
Jindal Steel & Power Ltd.	Ferrous Metals	Equity	0.93
UPL Ltd.	Fertilizers & Agrochemicals	Equity	1.40
PI Industries Ltd.	Fertilizers & Agrochemicals	Equity	0.78
Muthoot Finance Ltd.	Finance	Equity	1.61
SBI Cards & Payment Services Ltd.	Finance	Equity	1.34
Gujarat State Petronet Ltd.	Gas	Equity	0.88
ICICI Lombard General Insurance Company Ltd.	Insurance	Equity	2.32
SBI Life Insurance Company Ltd.	Insurance	Equity	2.25
HDFC Life Insurance Company Ltd.	Insurance	Equity	1.48
ICICI Prudential Life Insurance Company Ltd.	Insurance	Equity	1.04
Star Health & Allied Insurance	Insurance	Equity	0.90
Affle India Pvt. Ltd.	IT - Services	Equity	1.10
Oil & Natural Gas Corporation Ltd.	Oil	Equity	1.51
Alkem Laboratories Ltd.	Pharmaceuticals & Biotechnology	Equity	2.54
Aurobindo Pharma Ltd.	Pharmaceuticals & Biotechnology	Equity	1.98
Gland Pharma Ltd.	Pharmaceuticals & Biotechnology	Equity	1.18
NTPC Ltd.	Power	Equity	1.88
Avenue Supermarts Ltd.	Retailing	Equity	1.79
Bharti Airtel Ltd.	Telecom - Services	Equity	2.18
Interglobe Aviation Ltd.	Transport Services	Equity	0.92
The Great Eastern Shipping Company Ltd.	Transport Services	Equity	0.78
Treasury Bills 182 Days	SOV	Debt	1.56
Treasury Bills 91 Days	SOV	Debt	0.80
Treasury Bills 364 Days	SOV	Debt	0.14
Short Term Debt and net current assets	-	Debt	16.92

Risk Ratios

Standard Deviation

12.75

Beta

0.82

Sharpe Ratio

1.65

Lock In Period

Residual Maturity

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

FAQs

Is a Mutual Fund with a Lower NAV Better?

What Are the Charges in Mutual Fund Investments?

What Are the Tax Benefits of Mutual Funds?

Is It a Good Time to Invest in Mutual Funds?

What Is the Difference Between Dividend and Growth Plans?

Should I Invest in Infrastructure Funds?

What Are Sector-Specific Funds/Schemes?

What Happens If I Miss an SIP Payment?

How Can I Compare Different Mutual Funds?

ICICI Prudential India Opportunities Fund - Growth

FAQs

Get In Touch

Get Expert Advice on Investment in Mutual Funds!