JM Aggressive Hybrid Fund - Regular Plan - Growth

Hybrid Hybrid Aggressive Hybrid

Fund House : JM Financial Mutual Fund

NAV (as on 01 Apr 2025)

112.79 0.68%

Fund Size (Total Assets)

Expense Ratio (Regular)

2.35%

Expense Ratio (Direct)

0.60%

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abs. Returns	Annualised Returns
One Week	2025-03-30	1,000.00	995.81	-0.42 %	-4.91 %
Two Week	2025-03-20	1,000.00	992.14	-0.79 %	-9.03 %
1 Month	2025-03-05	1,000.00	1,019.64	1.96 %	26.29 %
Three Months	2025-01-05	3,000.00	2,914.64	-2.85 %	-10.91 %
Six Months	2024-10-06	6,000.00	5,634.05	-6.10 %	-11.83 %
One Year	2024-04-04	12,000.00	11,369.47	-5.25 %	-5.25 %
Three Year	2022-04-05	35,000.00	45,393.87	29.70 %	9.32 %
Five Year	2020-04-06	58,000.00	94,318.44	62.62 %	10.58 %
Ten Year	2015-04-07	116,000.00	254,044.84	119.00 %	8.45 %
Since Inception	1995-03-31	345,000.00	1,871,345.20	442.42 %	6.06 %

Scheme Objective

Scheme Details

Fund manager(s) : Mr. Asit Bhandarkar (20 years), Mr. Chaitanya Choksi (21 years), Mr. Gurvinder Singh Wasan (20 years),
Expense ration regular : 2.35
Expense ration direct : 0.60
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 100.000000
Type : hybrid

Exit load

1.00% if redeemed within 60 days; Nil after 60 days

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
HDFC Bank Limited	Banking	Equity	4.39
Infosys Limited	IT	Equity	3.47
ICICI Bank Limited	Banking	Equity	2.69
Varun Beverages Limited	Beverages	Equity	2.55
Voltas Limited	Consumer Durables	Equity	2.49
Vedanta Limited	Metals	Equity	2.37
Navin Fluorine International Limited	Chemicals	Equity	2.24
GE T&D India Limited	Power	Equity	2.15
Honeywell Automation India Limited	Automation	Equity	2.09
Jyothy Labs Limited	FMCG	Equity	2.08
Bharti Airtel Limited	Telecommunications	Equity	2.07
Devyani International Limited	Restaurants	Equity	2.03
Tejas Networks Limited	Telecommunications	Equity	2.03
Equity Less than 2% of corpus	UNKNOWN	Equity	43.70
Certificate of Deposits	UNKNOWN	Debt	1.26
ICICI Home Finance	Finance	Debt	1.30
REC	Finance	Debt	1.30
Jamnagar Utilities & Power	Utilities	Debt	1.26
SIDBI	Banking	Debt	0.65
EXIM	Banking	Debt	0.53
LIC Housing Finance	Finance	Debt	0.52
Sikka Ports & Terminals Ltd	Ports	Debt	0.51
Power Finance Corporation	Finance	Debt	0.40
HDFC Bank Ltd	Banking	Debt	0.26
7.10% GOI 2034	Government	Government Securities	6.03
7.17% GOI 2030	Government	Government Securities	0.79
7.18% GOI 2033	Government	Government Securities	0.66
7.18% GOI 2037	Government	Government Securities	3.56
7.32% GOI 2030	Government	Government Securities	0.53
TREPS & Others	UNKNOWN	Others	4.11

Risk Ratios

Standard Deviation

11.25

Beta

0.99

Sharpe Ratio

1.43

Lock In Period

Residual Maturity

UNKNOWN

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

FAQs

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JM Aggressive Hybrid Fund - Regular Plan - Growth

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