UTI Aggressive Hybrid Fund - Regular Plan

Hybrid Hybrid Aggressive Hybrid

Fund House : UTI MUTUAL FUND

NAV (as on 01 Apr 2025)

41.52 0.84%

Fund Size (Total Assets)

Expense Ratio (Regular)

Expense Ratio (Direct)

Returns

Scheme Details

Portfolio

SIP Calculator

Analysis

SIP Returns

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Abs. Returns	Annualised Returns
One Week	2025-03-30	1,000.00	1,002.14	0.21 %	2.60 %
Two Week	2025-03-20	1,000.00	1,001.51	0.15 %	1.82 %
1 Month	2025-03-05	1,000.00	1,027.53	2.75 %	38.52 %
Three Months	2025-01-05	3,000.00	2,951.54	-1.62 %	-6.31 %
Six Months	2024-10-06	6,000.00	5,731.36	-4.48 %	-8.75 %
One Year	2024-04-04	12,000.00	11,512.78	-4.06 %	-4.06 %
Three Year	2022-04-05	35,000.00	39,282.72	12.24 %	4.04 %
Five Year	2020-04-06	58,000.00	73,650.04	26.98 %	5.07 %
Ten Year	2015-04-07	116,000.00	159,270.13	37.30 %	3.33 %
Since Inception	1999-05-30	285,000.00	531,450.10	86.47 %	2.66 %

Scheme Objective

Scheme Details

Fund manager(s) : (), Mr. V Srivatsa (), Mr. Sunil Madhukar Patil (),
Expense ration regular : -
Expense ration direct : -
Launch date : -
Benchmark : -

Min SIP amount : -
Max SIP amount : -
Min investment amount (one time- first time) : 500.000000
Type : hybrid

Exit load

{"within_12_months":"1.00%","beyond_12_months":"Nil"}

Portfolio Summary

Company Name	Sector	Sector Type	Nav(in %)
HDFC Bank Ltd.	Banking	Equity	6.97
ICICI Bank Ltd	Banking	Equity	5.15
Reliance Industries Ltd.	Conglomerate	Equity	3.46
Infosys Ltd.	IT Services	Equity	3.14
ITC Ltd.	Consumer Goods	Equity	3.08
Axis Bank Ltd.	Banking	Equity	2.04
Bharti Airtel Ltd.	Telecommunications	Equity	1.98
Mahindra & Mahindra Ltd.	Automobile	Equity	1.66
IndusInd Bank Ltd.	Banking	Equity	1.65
Larsen And Toubro Ltd.	Engineering	Equity	1.58
Kotak Mahindra Bank Ltd.	Banking	Equity	1.51
HCL Technologies Ltd.	IT Services	Equity	1.43
Interglobe Aviation Ltd	Aviation	Equity	1.35
Tata Motors Ltd.	Automobile	Equity	1.23
Raymond Ltd.	Textiles	Equity	1.22
Others	-	Equity	33.24
Govt Securities	Government	Debt	-
07.18% GSEC MAT -24/07/2037	Sovereign	Debt	5.19
7.41% GS MAT - 19/12/2036	Sovereign	Debt	2.20
7.10% GSEC - MAT - 08/04/2034	Sovereign	Debt	2.15
Power Finance Corporation Ltd.	Finance	Debt	0.88
REC Ltd	Finance	Debt	0.87
HDFC Bank Ltd.	Banking	Debt	0.87
Indian Railway Finance Corporation Ltd.	Finance	Debt	0.85
Shriram Finance Ltd	Finance	Debt	0.51
HDFC Bank Ltd. Basel3T2	Banking	Debt	0.43
Jamnagar Utilities And Power Private Ltd.	Utilities	Debt	0.43
LIC Housing Finance Ltd.	Finance	Debt	0.43
National Bank For Financing Infrastructure & Development	Finance	Debt	0.43
National Bank For Agriculture And Rural Development	Finance	Debt	0.43
Others	-	Debt	0.99
INVIT - Bharat Highway INVIT	Infrastructure	INVIT	0.50
Net Current assets	-	-	6.36

Risk Ratios

Standard Deviation

Beta

Sharpe Ratio

Lock In Period

Residual Maturity

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).

Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.

Low beta = Less sensitive to market changes → Great for investors with less market exposure.
High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.

A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

Most ELSS mutual fund holders hold for 3 years.
Tax savings FDs lock in for 5 years.
The lock-in period for 8% Government of India bond investment is 6 years.
ULIPs must be locked in for 5 years.
The average hedge fund holding period is 30-90 days.
The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

FAQs

Is a Mutual Fund with a Lower NAV Better?

What Are the Charges in Mutual Fund Investments?

What Are the Tax Benefits of Mutual Funds?

Is It a Good Time to Invest in Mutual Funds?

What Is the Difference Between Dividend and Growth Plans?

Should I Invest in Infrastructure Funds?

What Are Sector-Specific Funds/Schemes?

What Happens If I Miss an SIP Payment?

How Can I Compare Different Mutual Funds?

UTI Aggressive Hybrid Fund - Regular Plan

FAQs

Get In Touch

Get Expert Advice on Investment in Mutual Funds!